Westervelt

Michigan

Tax DeedpendingSells Sep 2, 2026 · 10 days ago

View on map ↗

Opening bid

$24,025

Assessed value

$13,200

Market / AVM

—

Taxes owed

—

Parcel number: 29-13-3-31-4004-003
Case number: —
Land use: Vacant
Building: —
Acreage: 1.06
Lot size: —
Year built: —
Owner of record: —

Legal description

PART OF SE1/4 OF FRL SEC 31 COM AT INTERSECTION OF C/L OF CURVE ROAD & E&W 1/4 LINE TH S00DEG 25MIN 46SECONDS E 91.38 FT TH S25DEG 13MIN 35 SECONDS E 530 FT TO POB TH S 25DEG 13MIN 35 SECONDS E 150 FT TH S80DEG 06MIN 25 SEC W 340.63 FT TH N28DEG 44MIN 44 SECONDS W ON C/L OF SWAN CREEK 16.08 FT TH N14DEG 04MIN 32 SECONDS W 118.79 FT TH N78DEG 06MIN 40 SECONDS E 315.01 FT TO POB 1.06 ACRES SEC 31 T13N R3E

Property facts enriched via mi-taxsaleinfo-sev · 8/1/2026

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Michigan property search (BS&A / county) ↗search: 29-13-3-31-4004-003
Foreclosures and Delinquent Tax Sales ↗search: 29-13-3-31-4004-003
Recorded Document Search ↗search: 29-13-3-31-4004-003
Michigan Survey and Plat Records Search ↗search: 29-13-3-31-4004-003
Google Maps (parcel / address search) ↗

Saginaw County rules

Sale type: Tax Deed
Redemption: Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)
Return if redeemed: N/A — outright deed transfer
Statute: Michigan Compiled Laws §211.78 et seq.

Full county profile →

Historical comps

17156 recorded outcomes in MI|Tax Deed (17156 with winning bid).

Sample size: 17,156
p(redeem) prior: 2%
Median sold: $3,900
Med bid/assessed: —

Calhoun County2025-10-31
Owned
$14,000
Berrien County2025-10-31
Owned
$5,700
Berrien County2025-10-31
Owned
$2,600
Calhoun County2025-10-31
Owned
$1,600
Berrien County2025-10-31
Owned
$1,100
Calhoun County2025-10-31
Owned
$1,000

Liens that survive

Tax foreclosure deeds generally clear junior private liens if judgment complete; federal liens and land-bank covenants can affect marketability. Heavy code/blight risk on city inventory. Surplus claims processes apply.

Quiet title

Frequently advisable in Saginaw city parcels before refinance or resale insurance.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Saginaw County Treasurer ↗

Deal analysis

Your maximum bid

$12,243

Do not bid — the numbers do not clear your margin.

Opening bid $24,025

Room to bid -$11,782

Confidence: medium — ARV derived from assessed value, not comps.

History-guided suggestion

Pass

History + oracle say stay out or wait — do not chase.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $12,243 — target ~82% of ceiling.
Oracle says no-bid — suggestion is pass.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Assessed $13,200 ÷ 0.5 assessment ratio. Michigan state equalized value is 50% of true cash value by constitution (Mich. Const. art. IX, § 3); taxable value may be lower still. The SEV published with these auction listings is taken from the delinquent tax year that was foreclosed upon, so it is typically several years stale — in a rising market it understates current value, and in a falling one it overstates it.

After-repair value: $26,400
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$2,112
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$75/month.: −$825
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$7,920
Maximum bid: $12,243

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.
The opening bid of $24,025.44 is already above your ceiling of $12,243.

Deal analysis

Your maximum bid

$12,243

Do not bid — the numbers do not clear your margin.

Opening bid $24,025

Room to bid -$11,782

Confidence: medium — ARV derived from assessed value, not comps.

History-guided suggestion

Pass

History + oracle say stay out or wait — do not chase.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $12,243 — target ~82% of ceiling.
Oracle says no-bid — suggestion is pass.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

After-repair value: $26,400
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$2,112
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$75/month.: −$825
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$7,920
Maximum bid: $12,243

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.
The opening bid of $24,025.44 is already above your ceiling of $12,243.

County records

Saginaw County rules

Historical comps

Verify before you bid

County records

Saginaw County rules

Historical comps

Verify before you bid

AI risk brief