DeedPilot

Saginaw County, Michigan

Tax Deed187,714 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Deed

Redemption periodstate default

Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)

Investor returnstate default

N/A — outright deed transfer

Governing statutestate default

Michigan Compiled Laws §211.78 et seq.

Notes

Michigan tax deed foreclosure. Saginaw County Treasurer forecloses after multi-year delinquency and auctions fee-simple parcels via Title Check / Tax-Sale.info (2026 auction listing e.g. September 2, 2026 10:00 a.m.–7:00 p.m. EDT on tax-sale.info). Unsold inventory often goes to Saginaw County Land Bank. County also participates in historic surplus-proceeds settlement processes for pre-2021 sales. Not a lien certificate sale.

Auction logistics

Format

Online

Frequency

Annual online auction season (2026: e.g. Sept 2, 2026 catalog on Tax-Sale.info; confirm for second rounds)

Deposit rules

Register on Tax-Sale.info; follow Title Check deposit/payment deadlines for Saginaw catalog. Land Bank is separate disposition channel for unsold stock — different application process.

Title risk

Liens that survive the sale
Tax foreclosure deeds generally clear junior private liens if judgment complete; federal liens and land-bank covenants can affect marketability. Heavy code/blight risk on city inventory. Surplus claims processes apply.
Quiet title
Frequently advisable in Saginaw city parcels before refinance or resale insurance.

Deal maths for Michigan

Assessment ratio
0.5× of market value
Typical quiet title
$2,000–$4,000 · 9 mo
Recording and transfer
$300

Michigan state equalized value is 50% of true cash value by constitution (Mich. Const. art. IX, § 3); taxable value may be lower still. The SEV published with these auction listings is taken from the delinquent tax year that was foreclosed upon, so it is typically several years stale — in a rising market it understates current value, and in a falling one it overstates it.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Saginaw Township / Tittabawassee corridor

Primary suburban retail-employment node with stronger SF liquidity than city core blight

Thomas Township / west suburbs

School-driven demand and relative price resilience

Downtown Saginaw / Old Town edge

Selective revitalization plays; higher condition risk but lowest entry prices

Sources