Iowa Needs Tlc

Saginaw, Michigan, 48602

Tax DeedpendingSells Sep 2, 2026 · 10 days ago

View on map ↗

Opening bid

$11,213

Assessed value

$74,100

Market / AVM

$154,000

Taxes owed

—

Parcel number: 91-30-1-00-4000-000
Case number: —
Land use: Residential
Beds / baths: 3 bd · 1 ba
Building: 1,358 sqft
Acreage: 0.25
Lot size: 10,925 sqft
Year built: 1952
Owner of record: Carol Fleischmann

Legal description

LOT 18,MEISTERS ADDITION SEC. 15,T.12,N.R.4,E.,CITY OF SAGINAW

Property facts enriched via realestateapi · 8/25/2026

Aerial view of Iowa Needs Tlc — the parcel — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Aerial view of Iowa Needs Tlc — what is around it — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

FEMA flood zone X
Outside the 1% annual chance floodplain.
Elevation 616 ft
Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.
6% of homes vacant year-round in Census Tract 21
106 of 1,892 units vacant year-round, around or below the national tract average.
Tract median home value $89,200
Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.
Median household income $63,313
Tract median household income. Sets what a local buyer can finance.
82% owner-occupied
Owner-occupied majority, which usually means a retail resale is possible.

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Michigan property search (BS&A / county) ↗search: 91-30-1-00-4000-000
Foreclosures and Delinquent Tax Sales ↗search: 91-30-1-00-4000-000
Recorded Document Search ↗search: 91-30-1-00-4000-000
Michigan Survey and Plat Records Search ↗search: 91-30-1-00-4000-000
Google Maps (parcel / address search) ↗

Saginaw County rules

Sale type: Tax Deed
Redemption: Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)
Return if redeemed: N/A — outright deed transfer
Statute: Michigan Compiled Laws §211.78 et seq.

Full county profile →

Historical comps

17156 recorded outcomes in MI|Tax Deed (17156 with winning bid).

Sample size: 17,156
p(redeem) prior: 2%
Median sold: $3,900
Med bid/assessed: —

Calhoun County2025-10-31
Owned
$14,000
Berrien County2025-10-31
Owned
$5,700
Berrien County2025-10-31
Owned
$2,600
Calhoun County2025-10-31
Owned
$1,600
Berrien County2025-10-31
Owned
$1,100
Calhoun County2025-10-31
Owned
$1,000

Liens that survive

Tax foreclosure deeds generally clear junior private liens if judgment complete; federal liens and land-bank covenants can affect marketability. Heavy code/blight risk on city inventory. Surplus claims processes apply.

Quiet title

Frequently advisable in Saginaw city parcels before refinance or resale insurance.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Saginaw County Treasurer ↗

Deal analysis

Your maximum bid

$89,639

Walk away above this. Projected profit at the ceiling: $46,200 (30% of ARV).

Opening bid $11,213

Room to bid $78,426

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$36,130

Under max by $53,509

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $89,639 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $154,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $154,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$12,320
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$231/month.: −$2,541
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$46,200
Maximum bid: $89,639

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

FEMA flood zone X

Outside the 1% annual chance floodplain.

Elevation 616 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

6% of homes vacant year-round in Census Tract 21

106 of 1,892 units vacant year-round, around or below the national tract average.

Tract median home value $89,200

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

Median household income $63,313

Tract median household income. Sets what a local buyer can finance.

82% owner-occupied

Owner-occupied majority, which usually means a retail resale is possible.

Deal analysis

Your maximum bid

$89,639

Walk away above this. Projected profit at the ceiling: $46,200 (30% of ARV).

Opening bid $11,213

Room to bid $78,426

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$36,130

Under max by $53,509

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

17156

Median sold

$3,900

p(redeem) prior

History n=17156: median sold $3,900 is well below oracle $89,639 — target ~82% of ceiling.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $154,000. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $154,000
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$12,320
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical MI range ($2,000–$4,000, ~9 months).: −$3,000
Deed recording and transferassumed Typical MI recording and deed issuance cost.: −$300
Holding costs (11 months)assumed Taxes, insurance, and securing the property at ~$231/month.: −$2,541
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$46,200
Maximum bid: $89,639

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. Michigan's foreclosure judgment cuts off prior liens and the owner's interest, so title is comparatively clean — quiet title is often unnecessary.

Site & surroundings

Context

County records

Saginaw County rules

Historical comps

Verify before you bid

Site & surroundings

Context

County records

Saginaw County rules

Historical comps

Verify before you bid

AI risk brief