1091 FENDLEY RD

BISMARCK, Arkansas, 71929

Tax DeedpendingSells Sep 1, 2026 · 11 days ago

View on map ↗

Opening bid

$642

Assessed value

$6,250

Land $2,435Improvement $3,815

Market / AVM

$31,250

Taxes owed

$642

Parcel number: 055-00288-003
Case number: —
Land use: RURAL HOMESITE
Beds / baths: 1 ba
Building: 784 sqft
Acreage: 3
Lot size: 130,680 sqft
Year built: 1976
Owner of record: LOY, JUANITA LOUISE

Legal description

*1091 FENDLEY RD* PT NE NW CONTIG 055-00288-001, RURAL METES & BOUND ADDITION 15 05S 20W 3 ACRES

Property facts enriched via attom · 8/11/2026

Aerial view of 1091 FENDLEY RD — the parcel — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Aerial view of 1091 FENDLEY RD — what is around it — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

FEMA flood zone X
Outside the 1% annual chance floodplain.
8% of homes vacant year-round in Census Tract 207.02
131 of 1,564 units vacant year-round, around or below the national tract average. A further 90 unit(s) are vacant seasonally — second homes rather than distress — so a headline vacancy rate quoted elsewhere for this tract will read 14%.
Tract median home value $216,800
Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.
Median household income $58,352
Tract median household income. Sets what a local buyer can finance.
Elevation 503 ft
Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

Full property record

Ownership

Owner type: Individual
Mailing address: 1093 FENDLEY RD, BISMARCK, AR 71929-6035
Absentee: Owner Occupied

Tax assessment

Assessed total: $6,250
Assessed land: $2,435
Assessed improvement: $3,815
Market total: $31,250
Market land: $12,175
Market improvement: $19,075
Property tax: $43
Tax year: 2025
Tax per sqft: $0
Improvement %: 61%
Homeowner exemption: Y
Tax code area: 25

Property characteristics

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Assessor ↗search: 055-00288-003
Recorder, Circuit Clerk and Judicial Foreclosures ↗search: 055-00288-003
Google Maps (parcel / address search) ↗

Hot Spring County rules

Sale type: Tax Deed
Redemption: None after the sale — the owner's right ends at 4:00 p.m. the last business day before it (A.C.A. § 26-37-202)
Return if redeemed: N/A — outright deed transfer
Statute: Arkansas Code Title 26, Ch. 37 (§§ 26-37-202 sale and conveyance, 26-37-203 contest window)

Full county profile →

Historical comps

No historical bucket for AR|Tax Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Deal analysis

Your maximum bid

$13,737

Walk away above this. Projected profit at the ceiling: $9,375 (30% of ARV).

Opening bid $642

Room to bid $13,095

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$5,331

Under max by $8,406

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for AR|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $31,250. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $31,250
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$2,500
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical AR range ($2,500–$5,000, ~5 months).: −$3,750
Deed recording and transferassumed Typical AR recording and deed issuance cost.: −$38
Closing contingencyassumed Publication, service and filing incidentals. Not a lien allowance — surviving assessments are parcel-specific and are not covered by this.: −$500
Holding costs (18 months)assumed Taxes, insurance, and securing the property at ~$75/month.: −$1,350
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$9,375
Maximum bid: $13,737

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. COSL conveys by limited warranty deed and warrants nothing about title. A quiet title or confirmation action is needed for marketability, and title insurance being unavailable is expressly not grounds to cancel the sale.

AI risk brief

Reads this parcel against Hot SpringCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

FEMA flood zone X

Outside the 1% annual chance floodplain.

8% of homes vacant year-round in Census Tract 207.02

131 of 1,564 units vacant year-round, around or below the national tract average. A further 90 unit(s) are vacant seasonally — second homes rather than distress — so a headline vacancy rate quoted elsewhere for this tract will read 14%.

Tract median home value $216,800

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

Median household income $58,352

Tract median household income. Sets what a local buyer can finance.

Elevation 503 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

Deal analysis

Your maximum bid

$13,737

Walk away above this. Projected profit at the ceiling: $9,375 (30% of ARV).

Opening bid $642

Room to bid $13,095

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$5,331

Under max by $8,406

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for AR|Tax Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $31,250. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $31,250
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$2,500
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical AR range ($2,500–$5,000, ~5 months).: −$3,750
Deed recording and transferassumed Typical AR recording and deed issuance cost.: −$38
Closing contingencyassumed Publication, service and filing incidentals. Not a lien allowance — surviving assessments are parcel-specific and are not covered by this.: −$500
Holding costs (18 months)assumed Taxes, insurance, and securing the property at ~$75/month.: −$1,350
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$9,375
Maximum bid: $13,737

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. COSL conveys by limited warranty deed and warrants nothing about title. A quiet title or confirmation action is needed for marketability, and title insurance being unavailable is expressly not grounds to cancel the sale.