915 Mr Lane 45

Moffat, Colorado, 81143

Tax DeedpendingSells Aug 12, 2026 · 31 days ago

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Opening bid

$62,568

Assessed value

$93,492

Land $20,250Improvement $73,242

Market / AVM

$93,492

Taxes owed

—

Parcel number: 460106500050
Case number: —
Land use: Commercial
Building: 3,800 sqft
Acreage: 1
Lot size: 43,560 sqft
Year built: 2019
Owner of record: All Farmers, Llc
Last sale: $150,000 · 2020-05-22

Legal description

Treas Deed #: 2026-006

Property facts enriched via realestateapi · 8/25/2026

Aerial view of 915 Mr Lane 45 — the parcel — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Aerial view of 915 Mr Lane 45 — what is around it — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Delinquent Taxes and Tax Lien Sales ↗search: 460106500050
Recorded Document Search ↗search: 460106500050
Google Maps (parcel / address search) ↗

Saguache County rules

Sale type: Tax Lien
Redemption: 3 years from sale
Return if redeemed: 9 points above federal discount rate, set annually; premium/bid-down format varies by county
Statute: Colorado Revised Statutes Title 39, Art. 11

Full county profile →

Historical comps

No historical bucket for CO|Tax Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Deal analysis

Your maximum bid

$48,145

Do not bid — the numbers do not clear your margin.

Opening bid $62,568

Room to bid -$14,423

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

Pass

History + oracle say stay out or wait — do not chase.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for CO|Tax Deed; suggestion uses oracle only.
Oracle says no-bid — suggestion is pass.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $93,492. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $93,492
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$7,479
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical CO range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical CO recording and deed issuance cost.: −$250
Holding costs (44 months)assumed Taxes, insurance, and securing the property at ~$140/month.: −$6,170
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$28,048
Maximum bid: $48,145

If the owner redeems

Flat penalty

13%

You'd receive

$6,259

Window

1095 days

CO sells liens: the expected outcome is redemption with interest, not ownership. Taking title needs a separate foreclosure after 1095 days.

Quoted elsewhere as 13% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. THE LIEN NO LONGER BECOMES THE PROPERTY. Since 1 July 2024 (HB24-1056) the county auctions an option for a treasurer's deed to the highest bidder rather than deeding the parcel to the certificate holder, who takes it only if no one bids above the minimum. Colorado is now an interest-only instrument in the ordinary case. Do not model a Colorado lien on the deed remainder, and discount every pre-2024 Colorado guide accordingly.
Colorado's residential and nonresidential rates differ by a factor of three and a half — about 7% against 25% — so deriving an ARV for a commercial, industrial or agricultural parcel at the residential ratio overstates it roughly 3.5x, which is the dangerous direction and the largest such gap in this file. Confirm the classification before accepting a derived Colorado value. The rates themselves also change almost every year: 27% became 25% between 2025 and 2026, and the residential rates have moved every session since the Gallagher Amendment was repealed in 2020. An out-of-date asOf here means the ratio is simply wrong, not that a statute might have been amended.
The opening bid of $62,567.53 is already above your ceiling of $48,144.57.

AI risk brief

Reads this parcel against SaguacheCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.