3815 Clear Creek Rd

Killeen, Texas, 76549

Redeemable DeedpendingSells Sep 1, 2026 · 11 days ago

View on map ↗

Opening bid

$31,500

Assessed value

$1,229,683

Land $327,201Improvement $902,482

Market / AVM

$1,229,683

Taxes owed

—

Parcel number: 439808
Case number: 25DCV355841
Land use: Commercial
Building: 2,985 sqft
Acreage: 1.07
Lot size: 46,791 sqft
Year built: 2012
Owner of record: Sienna Management Store Realty Llc

Legal description

25DCV355841 Tax Appraisal District of Bell County v Sienna Management Store Realty, LLC Lot 2, Block 1, Bellagio Plaza Amended, City of Killeen, Bell County, Texas (Document #2022075686 and Document #2018-25010, Official Public Records, City of Killeen, Bell County, Texas), 3815 Clear Creek Rd, Killeen, Texas;

Property facts enriched via realestateapi · 8/25/2026

Aerial view of 3815 Clear Creek Rd — the parcel — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Aerial view of 3815 Clear Creek Rd — what is around it — Aerial imagery from the USGS National Map. Flown on a multi-year cycle — it shows the site as photographed, which may predate clearing, construction or demolition. Not evidence of current condition.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

FEMA flood zone X
Outside the 1% annual chance floodplain.
Elevation 991 ft
Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.
7% of homes vacant year-round in Census Tract 231.11
145 of 2,007 units vacant year-round, around or below the national tract average.
41% owner-occupied
Renters are the majority here. A retail resale is possible but the investor bid is what sets the floor.
Tract median home value $212,700
Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.
Median household income $81,797

County records

Official appraiser / assessor — free, always available. Copy the parcel number if the link opens a search page.

Bell CAD search ↗search: 439808
Assessor, Collector, Delinquent Taxes and Voter Registration ↗search: 439808
Property Tax Information and Tax Sales ↗search: 439808
Recorded Document Search ↗search: 439808
Google Maps (parcel / address search) ↗

Bell County rules

Sale type: Redeemable Deed
Redemption: 2 years for homestead/ag/mineral properties; 6 months for all other property
Return if redeemed: 25% penalty in year one, 50% in year two (homestead/ag); 25% flat for the 6-month category
Statute: Texas Tax Code Title 1, Subtitle E, Ch. 34

Full county profile →

Historical comps

No historical bucket for TX|Redeemable Deed

No recorded comps yet for this state/sale type. Run deedpilot-copilot import-history --deep and build-history-index.

Index 2026-08-01 · 87,879 total recorded outcomes

Liens that survive

Judgment extinguishes interests of named defendants; unjoined owners/lienholders can survive. Federal liens may retain rights. Post-judgment taxes often remain buyer’s responsibility. HOA/city demo-mow liens may survive. Deed is without warranty; title insurance difficult until redemption ends.

Quiet title

Title companies generally require quiet title after redemption expires before insuring free-and-clear marketable title.

Verify before you bid

This record was compiled from the published sale list. Parcels are pulled, redeemed, and re-priced up to the moment of sale. Confirm the lot is still in the sale, and confirm the opening bid, directly with the county.

Tax Appraisal District of Bell County (collects taxes) / Bell County Tax Assessor-Collector ↗

Deal analysis

Your maximum bid

$745,692

Walk away above this. Projected profit at the ceiling: $368,905 (30% of ARV).

Opening bid $31,500

Room to bid $714,192

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$287,349

Under max by $458,343

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for TX|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $1,229,683. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $1,229,683
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$98,375
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical TX range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical TX recording and deed issuance cost.: −$400
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$1,845/month.: −$12,912
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$368,905
Maximum bid: $745,692

If the owner redeems

Flat penalty

25%

You'd receive

$186,423

Window

730 days

A 25% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

homestead and agricultural-use property (2 years); all other property is 180 days

Quoted elsewhere as 51% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 180-day vs 2-year window turns on the property's use at the time of sale, which the sale list does not state — treat any homestead-looking residential parcel as potentially 2-year.

AI risk brief

Reads this parcel against BellCounty's rules and flags what could go wrong — surviving liens, redemption exposure, title cost, and the facts we don't have. Takes about 35 seconds; the result is saved, so opening this lot again is instant.

Site & surroundings

Physical conditions that affect value and rarely appear on a listing.

Nothing adverse found within range of this parcel.

Context

FEMA flood zone X

Outside the 1% annual chance floodplain.

Elevation 991 ft

Ground elevation at the parcel. Compare with the FEMA base flood elevation where one is published.

7% of homes vacant year-round in Census Tract 231.11

145 of 2,007 units vacant year-round, around or below the national tract average.

41% owner-occupied

Renters are the majority here. A retail resale is possible but the investor bid is what sets the floor.

Tract median home value $212,700

Self-reported median across the whole tract — context for whether a number is plausible, not a comparable and never a bid input.

Median household income $81,797

Deal analysis

Your maximum bid

$745,692

Walk away above this. Projected profit at the ceiling: $368,905 (30% of ARV).

Opening bid $31,500

Room to bid $714,192

Confidence: medium — ARV from a provider market estimate, not comps.

History-guided suggestion

$287,349

Under max by $458,343

≤ oracle maxBid

Co-pilot target using recorded auction history. Never above your maximum bid.

History sample

—

Median sold

—

p(redeem) prior

—

No historical bucket for TX|Redeemable Deed; suggestion uses oracle only.

Your assumptions

After-repair value (ARV)

Override the derived estimate with real comps

Rehab budget

You cannot inspect before bidding — budget for the worst plausible condition

Known surviving liens

Municipal code enforcement, special assessments, federal tax liens

Target margin — 30%

Required profit as a share of ARV. 30% is a common floor for tax-sale flips.

How that number is built

Provider market estimate of $1,229,683. This is an as-is valuation, not an after-repair one — enter your own comparable-sales figure if the property needs work.

After-repair value: $1,229,683
Selling costs on exitassumed 8.0% of ARV — agent commission plus seller-side closing.: −$98,375
Rehabassumed No rehab budget entered — assumed $0. Tax-sale parcels are sold unseen and un-inspected; this is rarely correct.: −$0
Quiet title (required)assumed Midpoint of the typical TX range ($1,800–$5,000, ~5 months).: −$3,400
Deed recording and transferassumed Typical TX recording and deed issuance cost.: −$400
Holding costs (7 months)assumed Taxes, insurance, and securing the property at ~$1,845/month.: −$12,912
Surviving liensassumed Assumed $0 — not verified. Municipal code-enforcement liens, special assessments, and federal tax liens can survive the sale.: −$0
Target profit (30% of ARV): −$368,905
Maximum bid: $745,692

If the owner redeems

Flat penalty

25%

You'd receive

$186,423

Window

730 days

A 25% flat penalty applies if the owner redeems. It is a penalty, not annual interest — the rate does not change with how early they redeem.

homestead and agricultural-use property (2 years); all other property is 180 days

Quoted elsewhere as 51% annualised — true only if they redeem on the last possible day and you immediately redeploy the capital. Treat the flat penalty as the real number.

Before you bid

Rehab is assumed to be $0. You cannot inspect these properties before bidding — budget for the worst plausible condition.
Surviving liens assumed $0. The 180-day vs 2-year window turns on the property's use at the time of sale, which the sale list does not state — treat any homestead-looking residential parcel as potentially 2-year.