Jay County, Indiana

Sep 2, 2026 · 10 days ago· 10:00 AM

Tax Lienscheduledvia In person

Parcels

announced by the county — list not yet fetched

Opening bids

—

no parcel list yet

Redemption

365 days

10% flat penalty

Quiet title

$2K–$5K

typically required

As announced by the county

Published sale details. The parcel list has not been fetched yet.

Held at

Commissioners Room, Second Floor, 120 North Court Street, Portland 47371

Venue: Live
Bidding: Bid Up or Premium
Sale runs: Same day
Total offered: $161,168

Collector: Paula Miller
Phone: 260.726.7007
Email: pmiller@co.jay.in.us
Fax: 260.726.6973

Tax Lien Sale

Registration and terms

No special instructions.

IN caveats

THE PENALTY BASE IS THE MINIMUM BID, NOT YOUR BID. 110%/115% under IC 6-1.1-25-2 is computed on the minimum bid; the amount you paid above it earns only 5% per annum, and only for sales after 2014-06-30. Indiana sells by premium bidding, so on any competitive parcel the modelled tier overstates the return — a $1,200 minimum taken at $6,000 returns 10% on $1,200 and 5%/yr on $4,800, not 10% on $6,000. Treat the computed penalty as a ceiling until the type carries a penalty base.
THREE REDEMPTION REGIMES AND THIS ROW ENCODES ONE. IC 6-1.1-25-4(a): one year at an ordinary county tax sale; 120 days where the county executive holds the lien and the certificate went unsold, or on sale to a qualified purchasing agency; and NO redemption at all for a parcel on the county auditor's vacant-and-abandoned list under IC 6-1.1-24-1.5. Establish which applies before trusting the hold period — a vacant-and-abandoned parcel is effectively a deed sale.
Redemption also repays every subsequent tax, special assessment, interest, penalty and fee the purchaser paid after the sale, so carrying taxes during the redemption year is recoverable rather than sunk — but only if the parcel is in fact redeemed.
Commissioners' certificate sales under IC 6-1.1-24-6.1 sell previously unsold parcels at a discounted minimum bid set by the county executive, advertised three consecutive weeks at least thirty days ahead. Cheaper entry, 120-day redemption, and generally the parcels nobody wanted at the regular sale.

Jay County rulesstate defaults

Sale type: Tax Lien
Redemption period: 1 year from sale
Investor return: 10–15% plus 5–10% penalty depending on timing
Governing statute: Indiana Code Title 6, Art. 1.1
Population: 20,164 residents

Notes

County-run certificate sales; unsold liens may go to a commissioners' sale.

Inherited from Indiana rather than researched for Jay: type, redemption, returns, statute, notes.

Parcels — ranked by assessed value over opening bid

No parcels published yet

The county has announced 63 parcels for this sale, but the parcel list itself has not been fetched yet — so there is nothing to rank here. Counties often publish it only days before the sale. Check back closer to Sep 2, 2026.

Spread is not profit.It compares the opening bid to the county's assessed value, which is not market value — Indiana assesses at 100% of true tax value (assessed value has equalled 100% of true tax value since the 2001 assessment year), so the statutory ratio is 1.0. Open a parcel to run the full max-bid analysis, which accounts for the assessment ratio, surviving liens, quiet title, and holding costs.

As announced by the county

Published sale details. The parcel list has not been fetched yet.

Held at

Commissioners Room, Second Floor, 120 North Court Street, Portland 47371

Venue

Live

Bidding

Bid Up or Premium

Sale runs

Same day

Total offered

$161,168

Collector

Paula Miller

Phone

260.726.7007

pmiller@co.jay.in.us

Fax

260.726.6973

Tax Lien Sale

Registration and terms

No special instructions.