Grayson County, Texas

Redeemable Deed150,532 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Redeemable Deed

Redemption periodstate default

2 years for homestead/ag/mineral properties; 6 months for all other property

Investor returnstate default

25% penalty in year one, 50% in year two (homestead/ag); 25% flat for the 6-month category

Governing statutestate default

Texas Tax Code Title 1, Subtitle E, Ch. 34

Notes

Texas redeemable tax-deed county (Sherman–Denison, DFW north fringe). Tax foreclosure sales are conducted via Sheriff’s auctions (reports indicate first Tuesday of April, August, and November cycles at ~1:00 p.m. in some years; also online GovEase participation in some cycles — confirm format for the specific sale). Not a tax-lien certificate market. Post-sale redemption under Texas Tax Code Ch. 34 with high statutory penalties. Mortgage foreclosure auctions (first Tuesday monthly) are a separate channel from tax sales.

Auction logistics

Format

In-person and/or online (GovEase) depending on cycle — confirm notice

Frequency

Periodic (reported April/August/November first-Tuesday tax cycles in secondary sources) — verify current schedule with Sheriff/Tax Office and counsel lists

Platform

Grayson County Sheriff / Tax Assessor-Collector — tax sales ↗

Deposit rules

Register per sale notice (in-person day-of or GovEase advance registration). Full certified funds same day typical for Texas tax sales. Confirm payment payee (Sheriff/constable) and location. Sold AS IS subject to redemption.

Title risk

Liens that survive the sale

Subject to post-sale redemption rights. HOA/POA and federal tax liens can survive. Always run title before bidding.

Quiet title

Generally required by title companies after redemption expires for insurable title.

Deal maths for Texas

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $400

Texas requires appraisal at 100% of market value as of Jan 1 (Tex. Tax Code § 23.01).

Offices and records

Tax collector

Grayson County Tax Assessor-Collector ↗

Clerk of court

Grayson County Clerk (foreclosure/sale postings and deed records) ↗

Property appraiser

Grayson Central Appraisal District ↗

GIS / parcel map

Grayson CAD / county GIS parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Sherman / downtown–Hwy 75 corridor

County-seat employment and DFW north-commute demand with industrial expansion

Denison / lake and downtown edge

Lake Texoma amenity demand and relative entry pricing versus Sherman core

Howe / Van Alstyne south fringe

DFW spillover lot absorption along the US-75 growth spine