DeedPilot

Comal County, Texas

Redeemable Deed201,628 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Redeemable Deed

Redemption periodstate default

2 years for homestead/ag/mineral properties; 6 months for all other property

Investor returnstate default

25% penalty in year one, 50% in year two (homestead/ag); 25% flat for the 6-month category

Governing statutestate default

Texas Tax Code Title 1, Subtitle E, Ch. 34

Notes

Redeemable deed (Texas Tax Code Ch. 34). Comal County delinquent tax sales are conducted online by outside counsel McCreary, Veselka, Bragg & Allen (MVBA) at mvbataxsales.com. 2025 schedule was tentatively March 4, June 3, August 5, and November 4; 2026 cycles continue on first-Tuesday tax-sale days when inventory exists (e.g. August 4, 2026 online gallery posted). Separate from mortgage foreclosure sales on the historic courthouse steps. Sheriff’s deed WITHOUT WARRANTY; statutory redemption applies.

Auction logistics

Format

Online

Frequency

Multiple times per year on first Tuesdays when parcels are ready (historically ~quarterly; confirm each cycle on MVBA and comalcounty.gov)

Deposit rules

Register at mvbataxsales.com at least 24 hours before sale start (before 5:00 p.m. day prior per county page). Online bidding windows typically open ~10:00 a.m. and close ~4:00 p.m. CT. Payment instructions and any deposit posted on the MVBA auction page — cash/cashier’s check practice common for TX tax sales; Texas Tax Code §34.015 no-delinquent-taxes statement may be required before deed issues. Properties sold AS IS; parcels may be withdrawn without notice.

Title risk

Liens that survive the sale
HOA/POA liens can survive a Texas tax sale if the association recorded its lien and was not properly joined/notified in the foreclosure suit. Federal tax liens survive (IRS rights). Post-judgment taxes and unjoined municipal liens may also remain — search deed records before bidding.
Quiet title
Not legally mandatory, but title companies generally require a completed suit to quiet title before insuring, because of statutory redemption rights and possible un-joined lienholders.

Deal maths for Texas

Assessment ratio
1× of market value
Typical quiet title
$1,800–$5,000 · 5 mo
Recording and transfer
$400

Texas requires appraisal at 100% of market value as of Jan 1 (Tex. Tax Code § 23.01).

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

New Braunfels / Gruene corridor

Tourism, I-35 mid-corridor employment, and strong SF demand between San Antonio and Austin metros

Canyon Lake / FM 306 fringe

Lake recreation and second-home inventory with ongoing rural-suburban absorption

Bulverde / Spring Branch edge

Hill Country growth spillover from north Bexar with newer subdivisions and school-driven buyers

Sources