Sumner County, Tennessee

Redeemable Deed211,721 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Redeemable Deed

Redemption periodstate default

1 year from the court's confirmation of sale (courts have discretion to extend)

Investor returnstate default

10% per annum statutory penalty on redemption

Governing statutestate default

Tennessee Code Title 67, Ch. 5

Notes

Tennessee redeemable tax-deed county. Sumner County Chancery Court holds in-person delinquent property tax sales at the Sumner County Courthouse, 155 E Main St, Gallatin, Courtroom 3B. Day-of registration required; no online bidding. Opening bid starts at tax amount owed. Trustee and several cities hold delinquencies two years before chancery filing (Gallatin collects its own city delinquencies separately). One-year redemption after Order Confirming Sale; deeds issued after redemption ends. Unsold parcels can deed to county after redemption.

Auction logistics

Format

In-person

Frequency

As scheduled when a sale is set (list posted on chancery and sumnercountytn.gov); recent documented list for Dec 11, 2024 cycle — confirm next date with Clerk & Master

Platform

Sumner County Chancery Court — Courthouse auction (Courtroom 3B, Gallatin) ↗

Deposit rules

Register day of sale at courthouse. Full payment practice for TN chancery sales — confirm current cashier’s check/cash requirements with office (615-451-6036). Office does not accept personal checks for tax payments. Sold with no warranties; research before bidding. Building security restricts large bags/purses.

Title risk

Liens that survive the sale

One-year redemption period. City taxes (esp. Gallatin) may be separate. Federal liens can survive. Independent title search required.

Quiet title

Order Confirming Sale plus post-redemption quiet title commonly needed for insurable title.

Deal maths for Tennessee

Assessment ratio: 0.25× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $250

T.C.A. § 67-5-801 and Tenn. Const. art. II, § 28: residential and farm property is assessed at 25% of value, industrial and commercial at 40%, public utility at 55%. This entry uses the 25% residential rate.

Offices and records

Tax collector

Sumner County Chancery Court Clerk & Master — Delinquent Taxes ↗

615-451-6036

Clerk of court

Sumner County Register of Deeds ↗

Property appraiser

Sumner County Property Assessor ↗

GIS / parcel map

Sumner County GIS / property resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Hendersonville / Vietnam Veterans Blvd corridor

Nashville-commute SF demand and lake-adjacent amenities with strong resale liquidity

Gallatin / downtown–industrial edge

County-seat services and industrial employers with more entry inventory than Hendersonville

Portland / northern Sumner fringe

Lower entry prices and continued residential expansion along the metro’s outer ring