McMinn County, Tennessee

Redeemable Deed56,754 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Redeemable Deed

Redemption periodstate default

1 year from the court's confirmation of sale (courts have discretion to extend)

Investor returnstate default

10% per annum statutory penalty on redemption

Governing statutestate default

Tennessee Code Title 67, Ch. 5

Notes

Tennessee hybrid practical path in McMinn County: (1) standard Chancery Court Clerk & Master delinquent-tax collection and judicial sales, and (2) a public make-an-offer program for county-held delinquent tax properties coordinated through the County Mayor's Office (written bid form; counter-offers possible). Check the Mayor's delinquent tax properties PDF and bid form on mcminncountytn.gov and call (423) 745-7634 to confirm a parcel is still available. Athens / Etowah / Sweetwater-fringe market in the Hiwassee corridor between Chattanooga and Knoxville.

Auction logistics

Format

Varies — Mayor's Office written offers on county-held inventory; Chancery judicial sales for suit-driven parcels

Frequency

Ongoing written offers on posted list; judicial sales as suits mature — confirm each path before bidding

Platform

McMinn County Mayor — Delinquent Tax Properties bid process ↗

Deposit rules

Mayor's bid form process: submit written offer per the published bid form; counters possible; confirm earnest money and closing terms with the Mayor's Office (423-745-7634). Chancery sales: deposit/balance per sale order — confirm with Clerk & Master (423-745-1281).

Title risk

Liens that survive the sale

Judicial tax sale subject to redemption after confirmation. County-held quitclaim / special warranty paths still require full title search — federal liens and omitted parties create residual risk.

Quiet title

Commonly used for insurer comfort after either judicial confirmation or county conveyance of delinquent inventory.

Deal maths for Tennessee

Assessment ratio: 0.25× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $250

T.C.A. § 67-5-801 and Tenn. Const. art. II, § 28: residential and farm property is assessed at 25% of value, industrial and commercial at 40%, public utility at 55%. This entry uses the 25% residential rate.

Offices and records

Tax collector

McMinn County Mayor — Delinquent Tax Properties; Clerk & Master for judicial track ↗

423-745-7634

Clerk of court

McMinn County Clerk & Master (Chancery) ↗

423-745-1281

Property appraiser

McMinn County Assessor / TN Comptroller assessment data ↗

GIS / parcel map

TN Comptroller property assessment data (McMinn parcels) ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Athens city / downtown–I-75 edge

County-seat retail and interstate access with the most liquid SF inventory

Etowah / US-411 corridor

Secondary commercial node with attainable workforce housing

Niota–Riceville / I-75 fringe

Highway-oriented growth between Chattanooga and Knoxville corridors