DeedPilot

Bradley County, Tennessee

Redeemable Deed113,782 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Redeemable Deed

Redemption periodstate default

1 year from the court's confirmation of sale (courts have discretion to extend)

Investor returnstate default

10% per annum statutory penalty on redemption

Governing statutestate default

Tennessee Code Title 67, Ch. 5

Notes

Tennessee judicial tax sale (redeemable deed). Bradley County delinquent real property tax sales are handled through the Clerk & Master / Chancery Court process (not a simple certificate auction). Auction format and exact 2026 docket dates should be confirmed with the Clerk & Master’s office — local practice is open-outcry or court-ordered public sale under TCA Title 67. Equity of redemption generally 1 year from court confirmation (courts may extend). Opening bid typically covers taxes, penalties, interest, and costs; subsequent-year taxes and many private liens may still affect the parcel — full research required.

Auction logistics

Format

In-person / court-ordered public sale (confirm current notice with Clerk & Master)

Frequency

As ordered by Chancery Court — typically periodic during tax-sale season; confirm published sale notices

Deposit rules

Deposit and balance deadlines are set in the sale notice/order. Cash or cashier’s check common for TN clerk & master sales. Register per published instructions; non-payment can bar future bidding. Confirm exact rules for the docket you are entering.

Title risk

Liens that survive the sale
Judicial tax sale subject to statutory redemption. After confirmation and redemption expire, most junior private liens are cut off; federal liens can survive. Codes, demo, and subsequent taxes need separate analysis.
Quiet title
Court confirmation helps, but quiet title is still commonly used when insurers want additional comfort for residential resale.

Deal maths for Tennessee

Assessment ratio
0.25× of market value
Typical quiet title
$1,800–$5,000 · 5 mo
Recording and transfer
$250

T.C.A. § 67-5-801 and Tenn. Const. art. II, § 28: residential and farm property is assessed at 25% of value, industrial and commercial at 40%, public utility at 55%. This entry uses the 25% residential rate.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Cleveland / downtown and hospital edge

County-seat medical and manufacturing employment supporting SF and small multifamily demand

I-75 / industrial north corridor

Logistics and auto-supply employment with workforce housing absorption

East Cleveland / Charleston highway fringe

Relatively attainable inventory with school-driven buyer pool toward Chattanooga metro edge

Sources