DeedPilot

Monroe County, Pennsylvania

Tax Deed166,523 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Deed

Redemption periodstate default

None in most counties for upset/judicial sales; limited redemption (90 days) survives in specific home-rule counties (e.g., Philadelphia, in narrow cases)

Investor returnstate default

N/A — outright deed transfer in the large majority of counties

Governing statutestate default

Pennsylvania Real Estate Tax Sale Law, 72 P.S. §5860.101 et seq.

Notes

Pennsylvania RETSL tax-deed via Monroe County Tax Claim Bureau (Stroudsburg / Poconos). Upset Sale each September for 2-year delinquencies (pre-registration required). Judicial Sale the following year for unsolds. Repository sales now online via Bid4Assets (bid4assets.com/MonroePARepository) — free and clear of most tax/municipal claims and mortgages when sold from repository; min bid historically $800 + fees. Online delinquent payments migrating platforms in 2026 (PayLocalGovPlus). High second-home / short-term rental inventory risk in resort townships.

Auction logistics

Format

In-person Upset/Judicial; Online Repository (Bid4Assets)

Frequency

Upset annually September; Judicial following year; Repository monthly online windows on Bid4Assets

Deposit rules

Upset/Judicial: pre-register with Tax Claim per published windows (Act 33). Repository: Bid4Assets deposit (e.g. $500 + $35 processing) by platform deadline, plus County registration within allotted time. Payment in certified funds per sale conditions. Office: One Quaker Plaza Rm 104, Stroudsburg.

Title risk

Liens that survive the sale
Upset: many private liens survive. Judicial/Repository: free and clear of most liens after proper process; federal liens and ground rents separately taxed may remain. HOA/resort covenants need special diligence in Poconos communities.
Quiet title
Standard recommendation after Upset; often still used after Judicial/Repository for insurance.

Deal maths for Pennsylvania

Assessment ratio
0.4065× of market value
Typical quiet title
$1,500–$5,000 · 4 mo
Recording and transfer
$250

Pennsylvania has no statewide assessment ratio. Counties assess against their own base years, some decades old, and the State Tax Equalization Board publishes a Common Level Ratio per county each year. Always use the county ratio.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Stroudsburg / East Stroudsburg core

County-seat and university amenities with more year-round demand than pure resort tracts

Mount Pocono / Route 940 corridor

Tourism employment and STR density — underwrite occupancy and HOA rules carefully

Tobyhanna / Coolbaugh western fringe

Relative entry pricing and logistics/commuter access toward Scranton/Allentown corridors

Sources