Pender County, North Carolina

Tax Deed70,077 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Deed

Redemption periodstate default

10 days upset-bid period after each high bid, not a traditional redemption

Investor returnstate default

N/A — outright deed transfer, subject to upset bids

Governing statutestate default

North Carolina General Statutes Ch. 105, Art. 26

Notes

North Carolina judicial tax-deed foreclosure under G.S. 105-374 / G.S. 1-339.64. Pender County (Burgaw / Hampstead–Surf City growth corridor toward Wilmington) posts Tax Foreclosure & Surplus Property page: property sold AS IS, WHERE IS; 10-day upset bid after report of sale; upset must exceed reported sale price by 5% with minimum $750 increase; certified bank check payable to Pender County filed with Register of Deeds before close of business on the 10th day (or next business day if weekend/holiday). Upset questions: Deputy Finance Officer. Coastal/inland flood and rapid Hampstead growth make parcel-level zoning and septic DD essential.

Auction logistics

Format

In-person (judicial foreclosure / commissioner sale)

Frequency

Periodically as cases complete foreclosure (no fixed calendar)

Platform

Pender County — Tax Foreclosure & Surplus Property ↗

Deposit rules

Sale-day deposit per commissioner/notice (NC tax foreclosures commonly require substantial certified deposit — confirm notice). Upset bid: certified bank check to Pender County, 5% over prior bid with $750 minimum increase, filed with Register of Deeds within 10 days of report of sale. Contact Deputy Finance Officer for upset logistics (Angela Miller / amiller@pendercountync.gov per county page).

Title risk

Liens that survive the sale

Judicial tax foreclosure with proper parties generally cuts off junior liens; federal liens and omitted parties create residual risk. Coastal assessments and HOA need review. AS-IS sale.

Quiet title

Completed judicial foreclosure often supports marketable title; quiet title may still be used if notice or party issues exist.

Deal maths for North Carolina

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $250

N.C. Gen. Stat. § 105-283 requires all property to be appraised at its true value in money, which the statute defines as market value. There is no classification ratio and no county variation in the ratio itself — only in how recently it was measured.

Offices and records

Tax collector

Pender County Tax / Finance — Tax Foreclosure-Surplus Property ↗

Clerk of court

Pender County Register of Deeds / Clerk of Superior Court ↗

Property appraiser

Pender County GIS & Addressing / parcel search ↗

GIS / parcel map

Pender County GIS parcel maps ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Hampstead / US-17 growth corridor

Fastest residential absorption in the county toward Wilmington employment

Surf City / Topsail beach edge

Coastal second-home and rental demand — flood and CAMA diligence required

Burgaw / county-seat core

Local government and service jobs with more attainable inland pricing