Steuben County, New York

Hybrid92,015 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Typically 2 years, varies widely by county/municipality charter

Investor returnstate default

Varies — many counties use in-rem deed foreclosure rather than lien certificates; some (e.g., select NYC-area jurisdictions) sell liens

Governing statutestate default

New York Real Property Tax Law Art. 11

Notes

New York in-rem tax foreclosure. Steuben County (Bath / Corning) runs an online-only delinquent real property tax auction, typically summer/early fall. 2025 cycle Sept 3–10 via steubencountyauction.com with Notice to Bidders & Terms and a Delinquent Tax Sale Booklet on steubencountyny.gov/335/Tax-Auction. 2026 auction listed as coming September 2026 online via Moyer Auction & Estate Co. (moyerauction.com). Contact Steuben County Finance (607-664-2488) for bidder terms. Corning Inc. and tourism employment shape local demand; rural vacancy and winter condition issues are common DD themes.

Auction logistics

Format

Online only (steubencountyauction.com / Moyer Auction pattern)

Frequency

Typically annual online multi-day auction (summer/September pattern) — confirm 2026 dates with Finance

Platform

Steuben County online tax auction (Moyer Auction / steubencountyauction.com) ↗

Deposit rules

Complete online bidder registration and approval before bidding. Deposit, premium, and settlement per that year’s Notice to Bidders & Terms of Sale PDF. No live floor bidding.

Title risk

Liens that survive the sale

In-rem foreclosure judgment aims to clear most junior private liens; federal liens can survive; municipal water/sewer and code liens need separate analysis.

Quiet title

Judgment is primary clearing step; quiet title still used when insurers require extra comfort on tax-foreclosed parcels.

Deal maths for New York

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $300

New York has no statewide level of assessment. Each of 1,200+ assessing units sets its own, and ORPTS publishes an equalization rate and residential assessment ratio per unit each year. 1.0 is used here as a deliberate floor — see the derived-ARV note — not as a claim that New York assesses at full value.

Offices and records

Tax collector

Steuben County Finance Office — Tax Auction ↗

607-664-2488

Clerk of court

Steuben County Clerk (records) ↗

Property appraiser

Steuben County Real Property Tax Service ↗

GIS / parcel map

Steuben County GIS / real property parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Corning / downtown and museum corridor

Corning Inc. and tourism employment supporting relatively liquid SF

Bath / county-seat core

Government and service employment with attainable inventory

Hornell / west Steuben fringe

Rail and industrial adjacency with more affordable workforce housing