Ontario County, New York

Hybrid113,012 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Typically 2 years, varies widely by county/municipality charter

Investor returnstate default

Varies — many counties use in-rem deed foreclosure rather than lien certificates; some (e.g., select NYC-area jurisdictions) sell liens

Governing statutestate default

New York Real Property Tax Law Art. 11

Notes

New York in-rem tax foreclosure county. Ontario County Real Property Tax / Treasurer historically uses Auctions International for online tax-foreclosed real estate (annual spring pattern, e.g. May). Confirm the current year’s platform, dates, and Terms directly with Ontario County Treasurer (585-396-4432) and on Auctions International — county page alone may not restate every logistics detail. Finger Lakes tourism and Rochester metro adjacency make flood, short-term-rental, and lakefront access research essential before bidding.

Auction logistics

Format

Online (confirm current cycle with Treasurer)

Frequency

Typically annual spring (e.g. May) — confirm current year with Treasurer

Platform

Auctions International — Ontario County tax foreclosed real estate (confirm current listing) ↗

Deposit rules

Register on the announced platform; complete bidder packet and fund deposit per Terms before bidding. Settlement deadlines and buyer’s premium set per auction Terms. Call Treasurer to verify 2026 logistics if not yet posted on county page.

Title risk

Liens that survive the sale

In-rem foreclosure is intended to clear many private liens; federal tax liens can survive. Municipal water/sewer and code liens often need separate analysis. Confirm current-year taxes buyer must assume.

Quiet title

In-rem judgments often support clearer title; insurers may still require quiet title or seasoning for residential resale in Canandaigua/Geneva markets.

Deal maths for New York

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $300

New York has no statewide level of assessment. Each of 1,200+ assessing units sets its own, and ORPTS publishes an equalization rate and residential assessment ratio per unit each year. 1.0 is used here as a deliberate floor — see the derived-ARV note — not as a claim that New York assesses at full value.

Offices and records

Tax collector

Ontario County Real Property Tax / Treasurer ↗

585-396-4432

Clerk of court

Ontario County Clerk (records deeds) ↗

Property appraiser

Ontario County Real Property Tax Services ↗

GIS / parcel map

Ontario County GIS / Real Property parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Canandaigua / lake and hospital edge

County-seat medical employment and Finger Lakes tourism supporting SF and short-term-rental demand

Victor / Farmington Rochester suburb corridor

East-Rochester job access and retail growth with strong owner-occupier absorption

Geneva / colleges and lakefront fringe

Institutional employment and wine-country tourism; underwrite seasonal occupancy carefully