Chemung County, New York

Hybrid81,115 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Typically 2 years, varies widely by county/municipality charter

Investor returnstate default

Varies — many counties use in-rem deed foreclosure rather than lien certificates; some (e.g., select NYC-area jurisdictions) sell liens

Governing statutestate default

New York Real Property Tax Law Art. 11

Notes

New York county tax-foreclosure (in-rem) jurisdiction. Chemung County Treasurer / County sells tax-foreclosed real estate online via Auctions International (recent multi-week online auctions with 75–150+ lots; mid-May 2025/2026 cycles reported). Not NYC — Mamdani suspension does not apply. Elmira / Horseheads Southern Tier market with manufacturing and healthcare. Confirm current auction catalog, registration deadline, deposit, and surplus-proceeds rules on chemungcountyny.gov and Auctions International before funding.

Auction logistics

Format

Online

Frequency

Periodic online foreclosure auctions (recent spring multi-week sales; confirm next catalog with Treasurer / Auctions International)

Platform

Auctions International — Chemung County tax-foreclosed real estate ↗

Deposit rules

Register on Auctions International for the specific Chemung tax-foreclosure auction; post any required deposit and meet payment deadlines in the auction terms. County surplus claims process may apply after sale — follow Treasurer foreclosure pages for forms.

Title risk

Liens that survive the sale

In-rem foreclosure judgments are intended to clear most prior private liens; federal liens can survive. Municipal water/sewer and code liens need parcel-level review.

Quiet title

In-rem judgment is the primary clearing step; some insurers still require quiet title or extended review on tax-foreclosed Southern Tier inventory.

Deal maths for New York

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $300

New York has no statewide level of assessment. Each of 1,200+ assessing units sets its own, and ORPTS publishes an equalization rate and residential assessment ratio per unit each year. 1.0 is used here as a deliberate floor — see the derived-ARV note — not as a claim that New York assesses at full value.

Offices and records

Tax collector

Chemung County Treasurer (property tax foreclosure) ↗

Clerk of court

Chemung County Clerk (land records) ↗

Property appraiser

Chemung County Real Property Tax Services / Assessment ↗

GIS / parcel map

Chemung County GIS / real property parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Horseheads / retail and industrial north

Commercial spine and logistics with more liquid SF than Elmira core

Elmira medical / downtown fringe

Hospital and institutional employment supporting rental demand

Big Flats / airport commercial corridor

Employment nodes and relative new inventory toward Corning commute