Chautauqua County, New York

Hybrid124,105 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Typically 2 years, varies widely by county/municipality charter

Investor returnstate default

Varies — many counties use in-rem deed foreclosure rather than lien certificates; some (e.g., select NYC-area jurisdictions) sell liens

Governing statutestate default

New York Real Property Tax Law Art. 11

Notes

New York in-rem tax foreclosure county (RPTL Article 11 style). Chautauqua County takes title after foreclosure then sells tax-foreclosed real estate at public online auction via Auctions International. 2026 cycle: auction opens Friday July 17, 2026 12:00 p.m.; 2-day close — Day 1 Cities of Jamestown and Dunkirk Thursday July 30, 2026 from 10:00 a.m.; Day 2 all other Towns/Villages Friday July 31, 2026 from 10:00 a.m.; registration due Tuesday July 28, 2026 4:00 p.m. County has delayed/adjusted auctions when state surplus legislation changed. Separate from mortgage foreclosure. Western NY / Lake Erie / Chautauqua Institution region.

Auction logistics

Format

Online (Auctions International)

Frequency

Typically annual summer online auction after in-rem foreclosure (2026: opens July 17; closes July 30–31 by city/town batches)

Platform

Auctions International — Chautauqua County Tax Foreclosed Real Estate ↗

Deposit rules

Register on Auctions International by published deadline (2026: July 28 4:00 p.m.). Deposit, buyer’s premium, and settlement per auction terms and county conditions. Sold AS IS; confirm surplus-proceeds / former-owner claim rules under current NY law. Contact County Real Property Tax for packet.

Title risk

Liens that survive the sale

In-rem foreclosure is intended to convey county title free of most private liens before auction, but federal tax liens, easements, and occupancy issues remain practical risks. Surplus claims for former owners may apply under post-Tyler/NY legislation — underwrite carefully.

Quiet title

County deed from tax-foreclosure auction is strong but insurers sometimes still require quiet title or extended waiting on notice-sensitive parcels.

Deal maths for New York

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $300

New York has no statewide level of assessment. Each of 1,200+ assessing units sets its own, and ORPTS publishes an equalization rate and residential assessment ratio per unit each year. 1.0 is used here as a deliberate floor — see the derived-ARV note — not as a claim that New York assesses at full value.

Offices and records

Tax collector

Chautauqua County Real Property Tax / Finance — Tax Foreclosure Auction ↗

716-753-4000

Clerk of court

Chautauqua County Clerk (land records) ↗

Property appraiser

Chautauqua County Real Property Tax Services / assessment rolls ↗

GIS / parcel map

Chautauqua County GIS / real property mapping ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Jamestown / downtown–Chadakoin edge

Largest city inventory with medical and manufacturing employment

Dunkirk / Lake Erie waterfront

Industrial and lakeshore demand with relative value versus Buffalo suburbs

Chautauqua Institution / Mayville lake fringe

Seasonal tourism and second-home premiums; underwrite short-term-rental rules