Cattaraugus County, New York

Hybrid75,475 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Typically 2 years, varies widely by county/municipality charter

Investor returnstate default

Varies — many counties use in-rem deed foreclosure rather than lien certificates; some (e.g., select NYC-area jurisdictions) sell liens

Governing statutestate default

New York Real Property Tax Law Art. 11

Notes

New York in-rem tax foreclosure county. Cattaraugus County runs an annual online property tax auction of tax-foreclosed real estate. 2026 spring auction: opened May 20, 2026 at noon, closed June 3, 2026 at 10:00 a.m. via CattCoAuction.com (Auctions International in some cycles). Olean / Salamanca / Ellicottville — southern Tier / ski-tourism and industrial market. Review current terms for deposit and buyer premium before next cycle.

Auction logistics

Format

Online

Frequency

Annually in late spring (2026: May 20–June 3 online window)

Platform

CattCoAuction.com / Auctions International — Cattaraugus tax foreclosure ↗

Deposit rules

Obtain bid number via CattCoAuction.com / Auctions International. Recent Cattaraugus terms have required ~20% deposit of bid price applied to purchase plus buyer premium (platform terms vary by year — 10% premium with possible discount if paid promptly has appeared on related AI catalogs). Confirm exact 2027/next-cycle deposit, premium, and balance deadline in published procedures before registering.

Title risk

Liens that survive the sale

In-rem foreclosure is intended to clear most junior private liens when properly done; federal liens can survive; municipal charges need separate review.

Quiet title

In-rem judgments often support marketable title; quiet title if notice defects or complex chains (common on rural/Southern Tier parcels).

Deal maths for New York

Assessment ratio: 1× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $300

New York has no statewide level of assessment. Each of 1,200+ assessing units sets its own, and ORPTS publishes an equalization rate and residential assessment ratio per unit each year. 1.0 is used here as a deliberate floor — see the derived-ARV note — not as a claim that New York assesses at full value.

Offices and records

Tax collector

Cattaraugus County Treasurer — Property Tax Auction ↗

716-938-2599

Clerk of court

Cattaraugus County Clerk (land records) ↗

Property appraiser

Cattaraugus County Real Property / assessment resources ↗

GIS / parcel map

Cattaraugus County GIS / Real Property parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Ellicottville / ski-tourism village edge

Second-home and hospitality demand with constrained inventory (high competition)

Olean / industrial and medical core

Regional employment base supporting workforce SF and rental absorption

Salamanca / Allegany corridor fringe

More attainable entry pricing with highway and tourism-adjacent demand