DeedPilot

Camden County, New Jersey

Tax Lien533,988 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

2 years from sale (statutory minimum before foreclosure)

Investor returnstate default

Up to 18% per annum, bid down at auction; additional 2–6% penalty on larger liens

Governing statutestate default

New Jersey Statutes Title 54, Ch. 5

Notes

New Jersey municipal tax-lien system: each of Camden County's municipalities (not a single county auction) runs its own annual tax sale for delinquent taxes, water/sewer, and other municipal charges under N.J.S.A. 54:5. Buyers receive a tax sale certificate — not a deed. City of Camden (largest city) sells 2025 and prior delinquencies online via RealAuction/NewJerseyTaxSale platforms and also assigns municipally held certificates. Foreclosure of the certificate (typically after 2 years for third-party holders) is a separate Superior Court process. Separately, Camden County Sheriff runs mortgage foreclosure sales — not tax-deed sales.

Auction logistics

Format

Online (most larger municipalities) / varies by town

Frequency

Annual per municipality (commonly spring–fall; City of Camden posts online sale notices for prior-year delinquencies — verify each town’s date)

Deposit rules

Set by each municipal tax collector and platform: typically pre-register online, post deposit/premium rules per sale notice, pay winning certificates by ACH or certified funds by the town’s deadline. Record certificate with County Clerk; redemption figures from the municipal tax collector.

Title risk

Liens that survive the sale
Tax sale certificate is a lien senior to most private liens but does not wipe junior interests until foreclosure judgment and deed. Federal tax liens and certain statutory liens require careful title analysis. Certificate holder has no right to possess before foreclosure.
Quiet title
Marketable title after tax foreclosure generally requires completed Superior Court foreclosure of the tax certificate (not optional quiet title alone).

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Camden waterfront / downtown edge

Institutional and waterfront redevelopment supporting adaptive-reuse and workforce housing demand

Cherry Hill / Voorhees corridor

Established suburban employment and retail core with strong resale liquidity

Gloucester Township / Blackwood edge

Relative inland affordability versus Cherry Hill with ongoing single-family absorption

Sources