Lafayette County, Mississippi

Tax Lien59,843 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

2 years from sale

Investor returnstate default

1.5% per month (18%/yr) plus fees

Governing statutestate default

Mississippi Code Title 27, Ch. 41–45

Notes

Mississippi tax-lien county. Lafayette County (Oxford / University of Mississippi) holds the annual real property tax lien sale online on GovEase. County How-Do-I page: sales last Monday of August, 8:30 a.m. to 4:30 p.m. daily until all parcels are auctioned; free registration requiring SSN/TIN and W-9; bidders fund a maximum bid amount. Lists advertised in The Oxford Eagle twice in August; list also available via Delta Computer Systems. 2-year owner redemption at statutory interest; overbids settle to county general fund and do not increase redemption principal. After redemption expires, purchaser may seek tax deed. Do not confuse with Lafayette County, LA or MO.

Auction logistics

Format

Online (tax lien certificate auction)

Frequency

Annually — last Monday of August, continuing daily until parcels clear

Platform

GovEase — Lafayette County, MS tax sale ↗

Deposit rules

Register on GovEase before the sale (no registration fee). Provide SSN or Tax ID, W-9, and a form of payment with maximum bidding amount. State law: property sold to highest and best bidder for check, cashier's check, or money order — failure to meet payment requirements blocks bidding approval. Confirm current platform funding rules with GovEase support before the August window.

Title risk

Liens that survive the sale

After the tax deed matures post-redemption, most private liens are cut off; federal liens can survive. Title is frequently litigated in Mississippi — verify notice quality and full title before resale.

Quiet title

Very commonly required in Mississippi for marketable/insurable tax title before resale.

Deal maths for Mississippi

Assessment ratio: 0.15× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $250

Miss. Const. art. 4, § 112: Class I, single-family owner-occupied residential, is assessed at 10% of true value; Class II, all other real property, at 15%; Class III at 15% and Class IV public utility property at 30%. This entry uses the Class II rate.

Offices and records

Tax collector

Lafayette County Tax Assessor/Collector ↗

662-234-6006

Clerk of court

Lafayette County Chancery Clerk (land records / redemption) ↗

662-234-2131

Property appraiser

Lafayette County Tax Assessor — appraisal / maps (TSC) ↗

662-234-6006

GIS / parcel map

Lafayette County real property appraisal / sketches (TSC Maps) ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Oxford / downtown Square–campus edge

University of Mississippi employment and student rental demand with tight core inventory

West Oxford / Highway 6 corridor

Newer SF and multifamily absorption along the primary commercial strip

Taylor / south county rural-suburban fringe

Entry-priced land and SF with Oxford commute and lifestyle demand