DeedPilot

Harrison County, Mississippi

Tax Lien213,730 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

2 years from sale

Investor returnstate default

1.5% per month (18%/yr) plus fees

Governing statutestate default

Mississippi Code Title 27, Ch. 41–45

Notes

Mississippi tax-lien (certificate) county. Harrison County Tax Collector sells annually online on GovEase the last Monday of August, 8:30 a.m.–4:30 p.m., continuing daily until complete (no lunch breaks). Two judicial districts (Gulfport/Biloxi lists) — funds cannot transfer between districts. Overbids earn no interest (interest only on face value at 1.5%/month statutory class). 2-year redemption via Chancery Clerk Land Redemption. Leasehold parcels sold at end of sale — research carefully.

Auction logistics

Format

Online

Frequency

Annually, last Monday in August (multi-day until complete)

Deposit rules

Register + W-9 on GovEase each year. Deposit certified funds (cashier’s check, cash, money order) at Tax Collector’s Gulfport office up to intended bid total before sale day; Visa/MC/Discover accepted with ~2.25% non-refundable fee. Designate Judicial District 1 vs 2 when depositing. Personal checks with bank letters not accepted. Recommend funding before sale day — cannot bid until deposit applied.

Title risk

Liens that survive the sale
Tax sale creates a lien; owner remains legal owner during 2-year redemption. Mortgages and other liens remain until mature tax deed process. Federal liens survive. Special assessments (city cleanup) can be in the sale amount. Overbid is not refunded and earns no interest.
Quiet title
After maturity and tax deed, quiet title is commonly required for marketable insured title on MS Gulf Coast parcels.

Deal maths for Mississippi

Assessment ratio
0.15× of market value
Typical quiet title
$1,800–$5,000 · 5 mo
Recording and transfer
$250

Miss. Const. art. 4, § 112: Class I, single-family owner-occupied residential, is assessed at 10% of true value; Class II, all other real property, at 15%; Class III at 15% and Class IV public utility property at 30%. This entry uses the Class II rate.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Gulfport / downtown & port edge

County employment and port logistics supporting workforce housing

Biloxi / beach and casino corridor

Tourism employment and rental demand (flood/insurance underwriting critical)

D’Iberville / north I-10 corridor

Retail growth and relatively stronger inland demand versus pure beach strips

Sources