St. Joseph County, Michigan
County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.
Sale typestate default
Redemption periodstate default
Investor returnstate default
Governing statutestate default
Notes
Michigan PA 123 tax-deed (foreclosing governmental unit) county. St. Joseph County Treasurer forfeits then forecloses multi-year delinquencies; post-judgment inventory sells at public auction. Next tax foreclosure auction scheduled Wednesday, August 5, 2026, conducted by Title-Check, LLC — listings at tax-sale.info (800-259-7470). Former owners may claim leftover proceeds under MCL 211.78t (Forms 5743/5744; Circuit Court motion window). Centreville / Sturgis / Three Rivers market near Indiana border.
Auction logistics
Format
Frequency
Deposit rules
Title risk
Deal maths for Michigan
- Assessment ratio
- 0.5× of market value
- Typical quiet title
- $2,000–$4,000 · 9 mo
- Recording and transfer
- $300
Michigan state equalized value is 50% of true cash value by constitution (Mich. Const. art. IX, § 3); taxable value may be lower still. The SEV published with these auction listings is taken from the delinquent tax year that was foreclosed upon, so it is typically several years stale — in a rising market it understates current value, and in a falling one it overstates it.
Offices and records
Areas trending up
Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.
Manufacturing employment and Indiana-border retail with workforce SF demand
Service-center retail and river-adjacent inventory
Government services and entry-priced SF