St. Clair County, Michigan
County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.
Sale typestate default
Redemption periodstate default
Investor returnstate default
Governing statutestate default
Notes
Michigan tax-foreclosure (MCL 211.78 / PA 123) county — not a lien-certificate sale. After ~2 years delinquency, Circuit Court foreclosure judgment (typically March 31 cycle) vests title in the County Treasurer; remainder parcels are sold at public auction AS IS by quitclaim. St. Clair uses Tax-Sale.info (Title Check, LLC) for online public land auctions (confirmed by county pamphlet and local reporting). Pre-2021 surplus-proceeds class settlement participation noted on county site (Fox v. Saginaw-related). Blue Water / Port Huron industrial and Canadian-border logistics market.
Auction logistics
Format
Frequency
Deposit rules
Title risk
Deal maths for Michigan
- Assessment ratio
- 0.5× of market value
- Typical quiet title
- $2,000–$4,000 · 9 mo
- Recording and transfer
- $300
Michigan state equalized value is 50% of true cash value by constitution (Mich. Const. art. IX, § 3); taxable value may be lower still. The SEV published with these auction listings is taken from the delinquent tax year that was foreclosed upon, so it is typically several years stale — in a rising market it understates current value, and in a falling one it overstates it.
Offices and records
Areas trending up
Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.
Border-crossing employment and waterfront redevelopment supporting urban SF/small multifamily turns
Manufacturing employment base with stable workforce housing demand
Primary retail gravity north of Port Huron with suburban SF liquidity