DeedPilot

Ottawa County, Michigan

Tax Deed306,235 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Deed

Redemption periodstate default

Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)

Investor returnstate default

N/A — outright deed transfer

Governing statutestate default

Michigan Compiled Laws §211.78 et seq.

Notes

Michigan tax deed foreclosure. Ottawa County Treasurer uses Title Check (Tax-Sale.info) as agent for online land auctions after judicial foreclosure (~2 years delinquent after local-to-county transfer). 2026 schedule: Minimum Bid Online Aug 26, 2026; Minimum Bid Re-Offer Sept 25, 2026; No Reserve Online Oct 30, 2026. Foreclosure list PDF on miottawa.org. Fee-simple deed auction, not certificates.

Auction logistics

Format

Online

Frequency

Three 2026 online rounds: Aug 26 (min bid), Sept 25 (re-offer), Oct 30 (no reserve)

Deposit rules

Register on Tax-Sale.info; Title Check manages auction rules, deposits, and closing ~30 days before each date when details post. Contact Terra Kalman tkalman@miottawa.org for county questions. Buyer as-is; review foreclosure list for code issues.

Title risk

Liens that survive the sale
Foreclosure judgment typically extinguishes junior private liens; federal tax liens and certain interests may survive. Surplus proceeds claims available under Michigan law. Strong title review still required.
Quiet title
Optional but sometimes insurer-required depending on history.

Deal maths for Michigan

Assessment ratio
0.5× of market value
Typical quiet title
$2,000–$4,000 · 9 mo
Recording and transfer
$300

Michigan state equalized value is 50% of true cash value by constitution (Mich. Const. art. IX, § 3); taxable value may be lower still. The SEV published with these auction listings is taken from the delinquent tax year that was foreclosed upon, so it is typically several years stale — in a rising market it understates current value, and in a falling one it overstates it.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Holland / downtown & lakeshore edge

Tourism and manufacturing employment with constrained lakeshore inventory

Grand Haven / Spring Lake

Lakeshore demand and second-home adjacency supporting higher-end liquidity

Allendale / GVSU corridor

University-driven renter demand and west-metro GR spillover

Sources