DeedPilot

Lapeer County, Michigan

Tax Deed89,168 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Deed

Redemption periodstate default

Forfeiture/foreclosure process ends redemption rights before auction (roughly 2 years of delinquency)

Investor returnstate default

N/A — outright deed transfer

Governing statutestate default

Michigan Compiled Laws §211.78 et seq.

Notes

Michigan PA 123 tax-deed (foreclosing governmental unit) county. Lapeer County Treasurer forfeits then forecloses multi-year delinquencies; post-judgment inventory sells at public auction. 2026 first-round online auction via Tax-Sale.info Thumb Area catalog — August 4, 2026, 10:00 a.m.–7:00 p.m. EDT (Huron, Lapeer, Lapeer DNR, St. Clair, Sanilac, Tuscola). First auction minimum = delinquent taxes/interest/fees; unsold parcels may reoffer at very low minimum second auction. List available ~May 1 / after June 1 from Treasurer. Foreclosure is final — no post-foreclosure owner redemption. Surplus proceeds claim path applies (Rafaeli). Detroit Thumb / I-69 Lapeer–Metamora market.

Auction logistics

Format

Online

Frequency

Annually (2026 Thumb Area first auction Aug 4, 10:00 a.m.–7:00 p.m. EDT); possible second auction for leftovers

Deposit rules

Register and fund per Tax-Sale.info bidder rules before auction open. Minimum bid first round = full delinquent taxes, interest, and fees; second auction may use very low minimum. Payment timing and deposit per platform terms — confirm Treasurer packet and Tax-Sale.info FAQ. No delinquent-tax interest in county parcels for successful bidders per MCL 211.78m practice.

Title risk

Liens that survive the sale
Post-foreclosure tax deed generally cuts off most private liens that were properly noticed; federal liens and some governmental interests can survive. Occupancy/eviction is buyer’s problem. Surplus proceeds may be claimable by former interest holders.
Quiet title
Often used to strengthen insurable title after Michigan tax deed, especially if resale or financing is planned.

Deal maths for Michigan

Assessment ratio
0.5× of market value
Typical quiet title
$2,000–$4,000 · 9 mo
Recording and transfer
$300

Michigan state equalized value is 50% of true cash value by constitution (Mich. Const. art. IX, § 3); taxable value may be lower still. The SEV published with these auction listings is taken from the delinquent tax year that was foreclosed upon, so it is typically several years stale — in a rising market it understates current value, and in a falling one it overstates it.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

City of Lapeer / M-24 core

County-seat employment and retail supporting SF and small multifamily demand

Metamora / Oxford fringe

Oakland County spillover and horse-country lifestyle buyers with stronger pricing

Imlay City / I-69 industrial edge

Logistics and manufacturing employment supporting workforce housing

Sources