DeedPilot

Hampshire County, Massachusetts

Hybrid165,399 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

6 months from sale/taking (often extends in practice via litigation)

Investor returnstate default

16% per annum statutory on redemption

Governing statutestate default

Massachusetts General Laws Ch. 60

Notes

Massachusetts municipal tax-title system (G.L. c. 60) — no single county-run auction. Cities/towns take tax title, then may assign/foreclose via Land Court and sell surplus. Hampshire’s largest municipalities include Amherst and Northampton; each Treasurer/Collector runs its own process and any public sale. Investor must track individual town advertisements. Bid-down interest from 16% class of rights on assignments where used. Expect thin, sporadic inventory versus large metro counties.

Auction logistics

Format

Municipal (varies by city/town — in-person or online public auction / tax title assignment)

Frequency

Irregular — only when a city/town advertises tax-title assignments or surplus sales

Deposit rules

Set entirely by the selling municipality’s notice (deposit %, certified funds, Land Court foreclosure status). Contact Amherst Treasurer/Collector or Northampton Treasurer/Collector for any active tax-title lists before assuming a county-wide sale exists.

Title risk

Liens that survive the sale
Tax title / Land Court foreclosure process. Federal liens and some municipal betterments can survive. Verify water/sewer and local betterment liens with the municipality before bidding.
Quiet title
Land Court foreclosure aims at marketable title, but many buyers still budget additional curative work before conventional finance.

Deal maths for Massachusetts

Assessment ratio
1× of market value
Typical quiet title
$3,000–$7,000 · 12 mo
Recording and transfer
$250

M.G.L. c. 59, § 38 requires assessment at full and fair cash valuation, with no classification ratio applied to the assessed value. The Department of Revenue certifies each municipality's values on a five-year cycle, with interim-year adjustments between certifications.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Amherst / UMass campus edge

University-driven rental demand with chronically tight multifamily supply

Northampton / downtown & Florence

Cultural/employment core with strong small-city resale liquidity

Easthampton / Manhan corridor

Relative affordability versus Amherst/Northampton cores for workforce housing

Sources