Oldham County, Kentucky

Tax Lien70,525 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale (certificate of delinquency)

Investor returnstate default

12% per annum statutory

Governing statutestate default

Kentucky Revised Statutes Ch. 134

Notes

Kentucky certificate-of-delinquency (tax lien) county. Oldham County (La Grange / Louisville northeast exurb) Clerk Amy Alvey sells certificates of delinquency using a lottery/priority list-submission track for bills without prior claims plus in-person registration — see oldhamcountyclerk.ky.gov/delinquent-taxes/ for current priority and non-priority certificate lists and Delinquent Tax Bill Sale Procedures PDF. Recent cycle: August 7, 2025 sale for 2024 tax-year bills at 100 West Jefferson Street, La Grange. Confirm next (2026) sale date and registration packet with Clerk (502) 222-7645. Buyer holds a lien certificate with 1-year redemption class — not fee title. High-demand Louisville-commute market; competition for certificates can be strong. Volume purchasers must register with KY DOR 60 days prior if over statutory thresholds.

Auction logistics

Format

In-person (lottery / priority certificate sale process)

Frequency

Annually (historically early August; confirm 2026 date and procedures PDF)

Platform

Oldham County Clerk — Delinquent Tax Bill / Certificate Sale ↗

Deposit rules

Follow current Delinquent Tax Bill Sale Procedures packet — lottery/priority list submission and in-person registration tracks. Payment per clerk instructions (typically certified funds). State third-party purchaser registration for volume buyers. Certificate is a lien only until foreclosure.

Title risk

Liens that survive the sale

Certificate of delinquency is a lien interest. Mortgages remain until valid foreclosure/deed. After foreclosure/deed, most junior private liens may be cut off; federal and some governmental liens can survive.

Quiet title

Foreclosure of the certificate is a court process; additional quiet title may be needed for resale insurance in this high-price Louisville-exurb market.

Deal maths for Kentucky

Assessment ratio: 1× of market value
Typical quiet title: $3,000–$7,000 · 9 mo
Recording and transfer: $200

Section 172 of the Kentucky Constitution requires all non-exempt property to be assessed at 100% of fair cash value — the price it would bring at a fair voluntary sale — as of 1 January (see also KRS 132.190).

Offices and records

Tax collector

Oldham County Clerk — Delinquent Taxes ↗

502-222-7645

Clerk of court

Oldham County Clerk (land records / certificates) ↗

Property appraiser

Oldham County PVA ↗

GIS / parcel map

Oldham County PVA / GIS parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

La Grange / county-seat core

Local government and school-driven demand with strong SF resale liquidity

Prospect–Goshen / river-road fringe

Premium Louisville-northeast commute housing with constrained inventory

Crestwood–Pewee Valley corridor

School-driven suburban absorption with relative value versus river-road premiums