McCracken County, Kentucky

Tax Lien67,550 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale (certificate of delinquency)

Investor returnstate default

12% per annum statutory

Governing statutestate default

Kentucky Revised Statutes Ch. 134

Notes

Kentucky tax-lien (certificate of delinquency) county. McCracken County (Paducah) Clerk sells certificates annually — 2025 certificates scheduled for sale August 21, 2026, 9:00 AM CDT, and the county states this year will NOT be an in-person sale. Platform/registration details were to be released closer to the date (confirm on mccrackencountyclerk.ky.gov/delinquent-taxes/). Separate from mortgage/judicial sheriff sales (mcclistings.net). After purchase, third-party certificate holders pursue collection/foreclosure under KRS ch. 134; 1-year redemption framework. Ohio River floodplain and industrial employment shape inventory quality.

Auction logistics

Format

Online (non in-person certificate sale for 2026 cycle; confirm platform)

Frequency

Annually — 2025 certificates: August 21, 2026, 9:00 AM CDT (confirm each year on Clerk site)

Platform

McCracken County Clerk — Certificate of Delinquency Sale ↗

Deposit rules

Third-party purchasers must complete registration paperwork and any required deposits/fees with the County Clerk before the sale deadline. Payment method and online platform rules for the 2026 non in-person sale were pending at research time — obtain the current packet from the Clerk before funding. Certificate stage does not convey title.

Title risk

Liens that survive the sale

Certificate of delinquency is a lien interest only. After foreclosure/deed, most junior private liens may be cut off; federal and some governmental liens can survive. Full title search before any deed path.

Quiet title

Foreclosure of the certificate is a court process; additional quiet title may still be needed for resale insurance.

Deal maths for Kentucky

Assessment ratio: 1× of market value
Typical quiet title: $3,000–$7,000 · 9 mo
Recording and transfer: $200

Section 172 of the Kentucky Constitution requires all non-exempt property to be assessed at 100% of fair cash value — the price it would bring at a fair voluntary sale — as of 1 January (see also KRS 132.190).

Offices and records

Tax collector

McCracken County Clerk — Delinquent Taxes ↗

Clerk of court

McCracken County Clerk (recording / certificates) ↗

Property appraiser

McCracken County PVA (Property Valuation Administrator) ↗

GIS / parcel map

McCracken County PVA / parcel search resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Paducah downtown / riverfront edge

Arts, tourism, and commercial revitalization with higher turnover than rural tracts

Lone Oak / US-45 corridor

Retail and medical employment supporting suburban SF demand

Reidland / I-24 fringe

Interstate access and workforce housing toward the industrial park edge