DeedPilot

Madison County, Kentucky

Tax Lien99,582 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale (certificate of delinquency)

Investor returnstate default

12% per annum statutory

Governing statutestate default

Kentucky Revised Statutes Ch. 134

Notes

Kentucky certificate-of-delinquency (tax lien) county. Madison County Clerk sells certificates of delinquency in person at Courthouse Annex Building, Fiscal Courtroom, 135 W. Irvine St, Richmond. 2026 sale scheduled Thursday, August 27, 2026, 9:00 a.m.; registration deadline August 17, 2026. Buyer holds a lien certificate, not fee title, until foreclosure/deed after redemption. Richmond / Berea / Eastern KY University market.

Auction logistics

Format

In-person

Frequency

Annually (2026: August 27, 9:00 a.m.; registration deadline Aug 17, 2026)

Platform

Madison County Clerk — Certificate of Delinquency Sale (Fiscal Courtroom) ↗

Deposit rules

Register by published deadline (2026: Aug 17). Payment method and any per-certificate fees per Clerk instructions / Form 62A374 framework. Attend Fiscal Courtroom with certified funds capacity as required. Confirm packet at madisoncountyclerk.us before sale week.

Title risk

Liens that survive the sale
Certificate of delinquency is a lien interest only. After foreclosure/deed, most junior private liens may be cut off; federal and some governmental liens can survive.
Quiet title
Foreclosure of the certificate is a court process; additional quiet title may be needed for resale insurance.

Deal maths for Kentucky

Assessment ratio
1× of market value
Typical quiet title
$3,000–$7,000 · 9 mo
Recording and transfer
$200

Section 172 of the Kentucky Constitution requires all non-exempt property to be assessed at 100% of fair cash value — the price it would bring at a fair voluntary sale — as of 1 January (see also KRS 132.190).

Offices and records

Tax collector
Madison County Clerk — Delinquent Taxes ↗
Clerk of court
Madison County Clerk (recording + certificate sale) / Circuit Court Clerk ↗
Property appraiser
Madison County PVA (Property Valuation Administrator) ↗
GIS / parcel map
Madison County GIS / PVA parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Richmond / EKU and downtown edge

University and county-seat employment supporting rental and SF demand

Berea / I-75 crafts-education corridor

College and tourism employment with solid small-town SF absorption

I-75 / northern Madison industrial fringe

Logistics and industrial adjacency with relative entry inventory toward Lexington MSA

Sources