DeedPilot

Christian County, Kentucky

Tax Lien71,006 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale (certificate of delinquency)

Investor returnstate default

12% per annum statutory

Governing statutestate default

Kentucky Revised Statutes Ch. 134

Notes

Kentucky certificate-of-delinquency (tax lien) county — not a tax-deed auction. Christian County (Hopkinsville / Fort Campbell) Clerk sells certificates of delinquency after sheriff transfer of unpaid real property tax bills. 2026 Delinquent Property Tax Sale: July 28, 2026 beginning 9:00 a.m. CDT; all participants must register with the County Clerk by close of business July 20, 2026 (270-887-4109). Anyone wanting more than 3 tax bills in any one county or more than 5 in the state must register with KY Department of Revenue (revenue.ky.gov) at least 60 days prior. Buyer holds a lien certificate with 1-year redemption class and statutory interest/fees — foreclosure/deed is a separate court process. Fort Campbell military market — deployment vacancy and off-post housing DD essential.

Auction logistics

Format

In-person

Frequency

Annually mid/late summer (2026: July 28; registration deadline July 20)

Deposit rules

Register with County Clerk by posted deadline (2026: July 20 COB). Payment method per clerk sale packet (typically certified funds). State third-party purchaser registration required for volume buyers (3+ in county / 5+ statewide) 60 days before sale. Certificate is a lien only until foreclosure.

Title risk

Liens that survive the sale
Certificate of delinquency is a lien interest. Mortgages remain until valid foreclosure/deed. After foreclosure/deed, most junior private liens may be cut off; federal and some governmental liens can survive.
Quiet title
Foreclosure of the certificate is a court process; additional quiet title may be needed for resale insurance.

Deal maths for Kentucky

Assessment ratio
1× of market value
Typical quiet title
$3,000–$7,000 · 9 mo
Recording and transfer
$200

Section 172 of the Kentucky Constitution requires all non-exempt property to be assessed at 100% of fair cash value — the price it would bring at a fair voluntary sale — as of 1 January (see also KRS 132.190).

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Hopkinsville / downtown–courthouse core

County-seat government and retail employment with more liquid SF than pure rural townships

Fort Campbell gate / Oak Grove fringe

Military housing demand cycles; underwrite deployment vacancy and landlord regs

Pembroke–Crofton / US-41 corridor

Entry-priced SF with ag and light industrial employment

Sources