DeedPilot

Wayne County, Indiana

Tax Lien66,410 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale

Investor returnstate default

10–15% plus 5–10% penalty depending on timing

Governing statutestate default

Indiana Code Title 6, Art. 1.1

Notes

Indiana tax-lien certificate county. Wayne County (Richmond) Auditor holds an in-person oral tax sale — bidders must be physically present; no late registration after ~9:50 AM sale day per county practice. Registration via SRI (sriservices.com). Personal checks and credit cards not accepted for payment. County also runs Commissioners Deed Sale and separate Sheriff sales — read each notice carefully. Typical fall (October) cycle; confirm exact date on co.wayne.in.us auditor tax sales page.

Auction logistics

Format

In-person oral auction (SRI registration)

Frequency

Annually, typically October; confirm exact date with Auditor

Deposit rules

Pre-register via SRI; be present by registration cutoff on sale day. Payment in acceptable funds only (no personal checks/credit cards per county notes). Confirm deposit and balance rules in the current Auditor sale notice. Certificate stage is not a deed.

Title risk

Liens that survive the sale
Certificate stage does not clear title. After tax deed issues, most junior private liens are cut off; federal and some governmental liens can survive.
Quiet title
Tax deed statutory notice helps; quiet title still often used for insurable resale title.

Deal maths for Indiana

Assessment ratio
1× of market value
Typical quiet title
$1,500–$5,000 · 4 mo
Recording and transfer
$250

Indiana assesses at 100% of true tax value (assessed value has equalled 100% of true tax value since the 2001 assessment year), so the statutory ratio is 1.0.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Richmond / downtown–courthouse core

County-seat government and institutional employment with the deepest local SF market

Eastside / industrial park fringe

Manufacturing jobs supporting workforce housing absorption

US-40 / I-70 corridor edge

Interstate retail and logistics employment with relative housing demand

Sources