DeedPilot

Porter County, Indiana

Tax Lien175,860 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale

Investor returnstate default

10–15% plus 5–10% penalty depending on timing

Governing statutestate default

Indiana Code Title 6, Art. 1.1

Notes

Indiana tax-lien (certificate) county — not a tax-deed auction. Porter County Auditor/Treasurer sell certificates on delinquent real-property taxes at an annual online auction via SRI Incorporated (properties.sriservices.com / Zeus-class SRI stack). 2026 Tax Sale scheduled online October 21–22, 2026. Successful bidders receive a Tax Sale Certificate (lien), not a deed; owners generally have one year to redeem under IC 6-1.1-24/25 before a tax-deed petition path. Local quirk: Porter County Ordinance No. 00-7 restricts distribution of tax-sale results to in-person examination at the Auditor’s office only (no electronic results distribution). Review SRI Lien Buyer Handout for post-sale noticing duties. NW Indiana / Chicago commute (Valparaiso, Portage, Chesterton).

Auction logistics

Format

Online

Frequency

Annually in October (2026: Oct 21–22 online); commissioners’ certificate sale may follow for unsolds

Deposit rules

Register on SRI/Zeus platform and complete W-9 plus statutory bidder affidavit (no delinquent taxes/judgments in the county). Pre-auction deposit practice varies by Indiana SRI counties — confirm Porter packet for the current cycle. Payment of winning certificate amounts due per SRI settlement rules. Lien Buyer Handout covers notice requirements after purchase.

Title risk

Liens that survive the sale
Certificate is a lien only. Mortgages and other liens remain until a valid tax deed issues after redemption expires and statutory notices. Federal tax liens and bankruptcy can impair outcomes. Post-sale investor notice duties are strict under IC 6-1.1-25.
Quiet title
After tax deed issues, quiet title is commonly used to obtain insurable/marketable title for resale or financing in Indiana.

Deal maths for Indiana

Assessment ratio
1× of market value
Typical quiet title
$1,500–$5,000 · 4 mo
Recording and transfer
$250

Indiana assesses at 100% of true tax value (assessed value has equalled 100% of true tax value since the 2001 assessment year), so the statutory ratio is 1.0.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Valparaiso core / university edge

County seat employment, Valparaiso University demand, and SF resale liquidity on the Chicago-exurb fringe

Portage / I-94 industrial corridor

Logistics and manufacturing jobs supporting workforce housing absorption

Chesterton–Porter beach-town fringe

Indiana Dunes tourism and premium lakeshore demand with constrained inventory

Sources