Madison County, Indiana

Tax Lien134,222 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

1 year from sale

Investor returnstate default

10–15% plus 5–10% penalty depending on timing

Governing statutestate default

Indiana Code Title 6, Art. 1.1

Notes

Indiana tax-sale certificate county (not an immediate deed). Madison County Treasurer sells liens annually; 2026 auction reported Oct 19, 2026 at Millcreek Civic Center (Anderson) in person via SRI Services. Buyer receives a tax sale certificate; owner typically has one year to redeem before tax-title deed process. No pre-auction deposit per published SRI/county practice. Certificate sale list posted on Treasurer site.

Auction logistics

Format

In-person

Frequency

Annually, typically October (2026: Oct 19 at Millcreek Civic Center)

Platform

SRI Services — Madison County IN tax sale ↗

Deposit rules

Register via sriservices.com for bidder number; no pre-auction deposit required per published Madison IN buyer info. Pay winning certificate amounts per SRI/Treasurer sale-day rules (certified funds). You buy a lien, not ownership — budget attorney fees for post-redemption tax title deed work.

Title risk

Liens that survive the sale

Tax sale certificate is a lien; mortgages and other interests remain until proper tax deed and any quiet-title/curative work. Federal liens survive. Indiana one-year redemption (standard) / shorter commissioner-sale paths in some contexts — confirm parcel path.

Quiet title

Tax title deeds often need quiet title before conventional financing or clean resale insurance.

Deal maths for Indiana

Assessment ratio: 1× of market value
Typical quiet title: $1,500–$5,000 · 4 mo
Recording and transfer: $250

Indiana assesses at 100% of true tax value (assessed value has equalled 100% of true tax value since the 2001 assessment year), so the statutory ratio is 1.0.

Offices and records

Tax collector

Madison County, IN — Treasurer's Office ↗

765-641-9645

Clerk of court

Madison County Recorder / Clerk ↗

Property appraiser

Madison County Assessor / tax parcel search ↗

GIS / parcel map

Madison County IN GIS / parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Anderson / downtown revitalization edge

County seat employment and lower entry prices for value-add investors

Pendleton / south county I-69 edge

Indy commuter growth with stronger SF demand than core Anderson inventory

Chesterfield / north Anderson industrial belt

Workforce housing near employment nodes with relative affordability