DeedPilot

Pasco County, Florida

Hybrid659,114 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Lien: 2 years before deed application allowed. Deed: none once issued.

Investor returnstate default

Lien: 5–18% (bid-down, 5% minimum return rule)

Governing statutestate default

Florida Statutes Ch. 197

Notes

Florida dual-track: (1) Tax Collector sells tax certificates annually (interest bid-down) via LienHub; (2) after ~2 years delinquency/eligibility, certificate holders apply for tax deed and Clerk & Comptroller runs online tax deed auctions on RealAuction. Properties must generally have at least two years delinquent taxes before tax deed application. Clerk issues tax deed to high bidder — sold AS IS; research title thoroughly.

Auction logistics

Format

Online

Frequency

Periodic online tax deed sales as applications mature (calendar on RealAuction); tax certificate sale is a separate annual Tax Collector event on LienHub

Deposit rules

Register at pasco.realtaxdeed.com. Deposit at least 5% of estimated high bid or $200, whichever is greater, per item you expect to win (via RealAuction rules). Deposit applies to purchase. Final payment: wire by 4 p.m. day of sale preferred; cash/cashier's check also accepted at East Pasco Government Center Official Records, 14236 Sixth Street, Suite 201, Dade City.

Title risk

Liens that survive the sale
Florida tax deeds generally cut off many junior liens, but federal tax liens, certain municipal code enforcement/special assessments, and IRS rights can survive or require separate analysis. Always run full PIR/title search; Clerk disclaims accuracy of posted file data.
Quiet title
Often pursued post-sale so title insurers will insure; not always statutory prerequisite but practical for resale financing. Consult Florida counsel on surplus funds and occupancy issues.

Deal maths for Florida

Assessment ratio
0.85× of market value
Typical quiet title
$1,800–$5,000 · 5 mo
Recording and transfer
$500

Florida assesses at just value, but Save Our Homes / Amendment 1 caps compress assessed below market on long-held homesteads.

Offices and records

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Wesley Chapel / Wiregrass

Major suburban job/retail growth node with sustained single-family and multifamily demand into 2026

Odessa / Lutz edge (south Pasco)

Proximity to Tampa employment with relative value versus Hillsborough cores

New Port Richey / coastal west

Retiree and workforce housing liquidity with waterfront-adjacent demand pockets

Sources