Citrus County, Florida

Hybrid170,174 residentsLive auctions →

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Hybrid

Redemption periodstate default

Lien: 2 years before deed application allowed. Deed: none once issued.

Investor returnstate default

Lien: 5–18% (bid-down, 5% minimum return rule)

Governing statutestate default

Florida Statutes Ch. 197

Notes

Florida hybrid: Tax Collector sells tax certificates annually on/before June 1; after 2+ years unredeemed, certificate holder may apply for tax deed. Citrus County Clerk of Circuit Court & Comptroller runs electronic tax deed auctions on RealAuction (citrus.realtaxdeed.com) — distinct from any Bid4Assets mortgage-foreclosure track. Opening bid includes delinquent taxes, sale costs, and (if homestead) one-half assessed value per F.S. 197.502. Unsold county certificates land on List of Lands Available after 90 days. Properties sold AS IS by tax deed; governmental liens and judgments can survive.

Auction logistics

Format

Online (tax deeds); certificates sold separately by Tax Collector

Frequency

Tax certificates annually by June 1; tax deed auctions periodic (often monthly when inventory — e.g. published Wednesday sale windows through 2026 on Clerk TaxSmart calendar)

Platform

RealAuction — Citrus County Tax Deed (citrus.realtaxdeed.com) ↗

Deposit rules

Register on citrus.realtaxdeed.com. Pre-sale deposit: greater of $200 or 5% of max bid per property, settled by 4:00 p.m. day before sale (wire/cashier’s check/money order/cash; wire fee $5; allow 1–2 business days for wire credit). Full payment within 24 hours of advertised auction time or deposit forfeited and bidder may be banned (F.S. 197.542). Cash >$10,000 requires IRS Form 8300.

Title risk

Liens that survive the sale

Florida tax deed extinguishes most private mortgages and liens but does not clear governmental/code-enforcement liens or IRS liens (120-day federal redemption). Mobile homes are not included on the tax deed. Independent title and municipal lien search essential.

Quiet title

Often used before resale or financing even after tax deed; title insurers frequently require additional clearing steps beyond the Clerk’s deed.

Deal maths for Florida

Assessment ratio: 0.85× of market value
Typical quiet title: $1,800–$5,000 · 5 mo
Recording and transfer: $500

Florida assesses at just value, but Save Our Homes / Amendment 1 caps compress assessed below market on long-held homesteads.

Offices and records

Tax collector

Citrus County Tax Collector (certificates / redemptions) ↗

352-341-6500

Clerk of court

Citrus County Clerk of the Circuit Court and Comptroller — Tax Deeds ↗

352-341-6478

Property appraiser

Citrus County Property Appraiser ↗

352-341-6600

GIS / parcel map

Citrus County Property Appraiser / GIS parcel tools ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Inverness / SR-44 core

County-seat employment and services supporting central Citrus liquidity

Crystal River / Kings Bay edge

Coastal tourism and waterfront demand with flood/insurance diligence critical

Homosassa / US-19 corridor

Relative entry pricing with Nature Coast residential and retail absorption