Garland County, Arkansas

Tax Deed99,902 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Deed

Redemption periodstate default

None after the sale — the owner's right ends at 4:00 p.m. the last business day before it (A.C.A. § 26-37-202)

Investor returnstate default

N/A — outright deed transfer

Governing statutestate default

Arkansas Code Title 26, Ch. 37 (§§ 26-37-202 sale and conveyance, 26-37-203 contest window)

Notes

Arkansas state-administered tax-delinquent land (Commissioner of State Lands). Garland County does not run the tax-delinquent land auction — COSL does statewide. Public auction annually at date/location announced by COSL (often regional grouping); unsold parcels move to online Post-Auction Sale (auction.cosl.org; Garland view at cosl.org/Home/PostAuctionView?county=GARLAND) ~30 days after public auction. IMPORTANT: Garland County Circuit Clerk separately runs unrelated judicial foreclosure sales at the courthouse — do not confuse those with COSL tax-delinquent land sales. Hot Springs / Lake Hamilton tourism and spa market.

Auction logistics

Format

In-person COSL public auction; unsold to online post-auction

Frequency

Annually — exact date/location set by COSL (often grouped regionally); post-auction online ~30 days after

Platform

Arkansas Commissioner of State Lands (COSL) — Real Estate Auction ↗

Deposit rules

State Land Commissioner sale rules apply statewide — confirm current bidder registration, deposit, and payment method at cosl.org before each sale. Post-auction online sales follow auction.cosl.org funding rules.

Title risk

Liens that survive the sale

A COSL tax deed generally extinguishes most private liens that attached before the sale, subject to federal tax liens and any interests preserved by statute or sale terms. Verify parcel-specific exceptions and flood/lake covenants.

Quiet title

Often required in practice for insurable title after a state land tax deed; many title companies will not insure without a quiet title judgment.

Deal maths for Arkansas

Assessment ratio: 0.2× of market value
Typical quiet title: $2,500–$5,000 · 5 mo
Recording and transfer: $38

Arkansas assesses real property at 20% of true, actual or market value (A.C.A. § 26-26-303(c)); § 26-26-304 fails a county whose ratio study falls outside 18–22% of full fair market value. Measured across 1,669 Arkansas parcels carrying both figures, assessed/market was exactly 0.2000 on every one.

Offices and records

Tax collector

Garland County — Delinquent Real Estate Property (certifies; sale via COSL) ↗

Clerk of court

Garland County Circuit Clerk (records; separate judicial foreclosure sales — not COSL) ↗

Property appraiser

Garland County Assessor — parcel / assessment ↗

GIS / parcel map

Garland County GIS / Assessor parcel resources ↗

Areas trending up

Directional read from dated market analysis — not a guarantee, and not a substitute for your own comps.

Hot Springs / Bathhouse Row–medical edge

Tourism, spa, and medical employment supporting SF and small multifamily demand

Lake Hamilton / lake residential fringe

Second-home and recreational demand; underwrite flood and HOA carefully

Hot Springs Village / north corridor edge

Large planned-community inventory with age-restricted and resort-adjacent absorption