Cullman County, Alabama

Tax Lien92,604 residents

County research last verified 2026-07. Office holders, platforms, and deposit rules change — re-confirm anything time-sensitive.

Sale typestate default

Tax Lien

Redemption periodstate default

3 years from sale (certificate holder); owner may redeem administratively for up to 3 years after that in some cases

Investor returnstate default

12% per annum statutory interest

Governing statutestate default

Alabama Code Title 40, Ch. 10

Notes

Alabama hybrid tax-sale county (lien certificate and/or redeemable deed depending on county election under Ala. Code Title 40). Cullman County Tax Collector / Revenue Commissioner administers delinquent tax sales — confirm whether current practice is certificate of purchase (bid-down interest) or sale of land, and exact 2026 auction date/platform (in-person vs. online). Three-year redemption common at certificate stage. Unsold parcels may go to state land commissioner processes. Confirm registration and deposit with Cullman Revenue Commissioner before funding.

Auction logistics

Format

County tax sale (confirm lien certificate vs. land sale format with Revenue Commissioner)

Frequency

Annually when noticed — confirm 2026 date with county

Platform

Cullman County Revenue Commissioner / Tax Sale ↗

Deposit rules

Register per county tax sale notice. Payment method and deposit set by Revenue Commissioner for that sale year. Sold AS IS under AL practice.

Title risk

Liens that survive the sale

At the certificate stage the buyer holds a lien, not clear title. After a tax deed issues, most private liens are cut off, but federal tax liens and some governmental assessments can survive. Confirm the county's elected sale type (lien vs. land).

Quiet title

Practically recommended after a tax deed issues for insurable title.